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Take the uncertainty out of the future and know exactly what your vehicle will be worth At The End Of The Selected Term.

At the end of your selected term, you have the flexibility to Retain, Replace or Return.

Guaranteed Minimum Future Value (GMFV)_ is available only for select vehicles. Please speak with your dealer for more information. At the end of the term, you can choose to retain the vehicle, by paying the guaranteed minimum future value, replace it with another vehicle available on a GMFV loan, or return it (subject to T&Cs and excess charges). Heartland Bank’s lending criteria, fees and charges apply.